--- description: Busca información actualizada sobre Plaid en GetApp Chile. Lee opiniones verificadas y descubre sus funciones, características, precios y usabilidad. Compara Plaid con productos similares hasta encontrar la opción adecuada. image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png title: Plaid: precios, funciones y opiniones | GetApp Chile 2026 --- Breadcrumb: [Inicio](/) > [Software de gestión de riesgos integrado](/directory/1759/integrated-risk-management/software) > [Plaid](/software/113185/plaid) # Plaid Canonical: https://www.getapp.cl/software/113185/plaid Página: 1 de 6\ Siguiente: [Página siguiente](https://www.getapp.cl/software/113185/plaid?page=2) > Plaid es una plataforma tecnológica que permite a los usuarios crear conexiones entre aplicaciones y cuentas bancarias para autenticar cuentas, comprobar el saldo en tiempo real, verificar identidades, validar ingresos, extraer datos de transacciones y verificar activos de los prestatarios. > > Veredicto: 109 usuarios lo han valorado con **4.4/5**. De los mejores valorados en **Probabilidad de recomendación**. ----- ## Estadísticas y valoraciones rápidas | Métrica | Calificación | Detalles | | **En general** | **4.4/5** | 109 Opiniones | | Facilidad de uso | 4.5/5 | Basado en las opiniones generales | | Asistencia al cliente | 4.3/5 | Basado en las opiniones generales | | Relación calidad-precio | 4.4/5 | Basado en las opiniones generales | | Funciones | 4.5/5 | Basado en las opiniones generales | | Porcentaje de recomendaciones | 80% | (8/10 Probabilidad de recomendación) | ## Sobre el proveedor - **Empresa**: Plaid - **Ubicación**: San Francisco, EE. UU. - **Constitución**: 2012 ## Contexto comercial - **Modelo de precios**: (versión gratuita disponible) - **Público objetivo**: Trabajador autónomo, 2-10, 11-50, 51-200, 201-500, 501-1.000, 1.001-5.000, 5.001-10.000, 10.000+ - **Despliegue y plataformas**: Cloud, SaaS, Web, Android (móvil), iPhone (móvil), iPad (móvil) - **Idiomas admitidos**: alemán, danés, español, estonio, francés, inglés, italiano, letón, lituano, neerlandés, noruego, polaco, portugués, rumano, sueco - **Países disponibles**: Alemania, Bélgica, Canadá, Dinamarca, España, Estados Unidos, Estonia, Francia, Irlanda, Italia, Letonia, Lituania, Noruega, Países Bajos, Polonia, Portugal, Reino Unido, Suecia ## Funciones - AML Compliance - API - Acceso móvil - Age Verification - Alertas de riesgo - Almacenamiento seguro de datos - Análisis de carteras - Análisis de comportamientos - Análisis financiero - Autenticación - Autenticación multifactor - Balance contable y cuadro de resultados - Banca en línea - Banca para comercios minoristas - Base de datos de contactos - Base de datos de propiedades - Biometría - CRM - Candidaturas en línea - Comprobación de crédito ## Integraciones (en total: 29) - ASTRA - Adyen - Airwallex - Alloy - Alpaca - Checkbook - Checkout.com - Codat - Dwolla - F5 Silverline Managed Services - Finix - Gusto - HighNote - Marqeta - MeridianLink Opening … y 14 integraciones más ## Opciones de asistencia - E-mail/Help Desk - Preguntas frecuentes/foro - Base de conocimientos ## Categoría - [Software de gestión de riesgos integrado](https://www.getapp.cl/directory/1759/integrated-risk-management/software) ## Categorías relacionadas - [Software de gestión de riesgos integrado](https://www.getapp.cl/directory/1759/integrated-risk-management/software) - [Software de préstamos comerciales](https://www.getapp.cl/directory/1167/commercial-loan/software) - [Software para prestamistas](https://www.getapp.cl/directory/899/loan-origination/software) - [Software de gestión de carteras](https://www.getapp.cl/directory/17/investment-portfolio-management/software) - [Programas de pago de nóminas](https://www.getapp.cl/directory/3683/direct-deposit-payroll/software) ## Alternativas 1. 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[Temenos](https://www.getapp.cl/software/168839/temenos-t24) — 4.4/5 (69 reviews) ## Opiniones ### "Convenient but could be more transparent" — 4.0/5 > **Dallas** | *30 de junio de 2025* | Biotecnología | Valoración de la recomendación: 8.0/10 > > **Puntos a favor**: -Most connections are stable and don’t need frequent re-linking. -Works with most major services like Venmo, Robinhood, Mint, and many more -Login details are not stored on Plaid’s servers > > **Puntos en contra**: -Not every institution is available, especially local or regional ones. -There’s no single place for users to manage or revoke app permissions across all Plaid-connected apps > > Ive used Plaid a bunch of times to link my bank account to different apps like budgeting tools, investing platforms. Most of the time, it works smoothly. Way better than having to enter everything manually. That said, it’s not perfect. Some smaller banks or credit unions aren’t supported, and sometimes you have to reconnect accounts if the link breaks. Also, it’s not always super clear what data the app is getting access to. Security-wise, I feel pretty good about it. They don’t store your login info, and everything seems encrypted and secure. Still, I wish there were more user-facing tools to manage connections across different apps in one place. Overall, Plaid makes connecting your bank to apps fast and easy. It mostly just works, which is kind of the point. A few more transparency and control features would make it better ----- ### "Great for financial integrations but occasional connection issues" — 4.0/5 > **Usuario verificado** | *1 de abril de 2026* | Biotecnología | Valoración de la recomendación: 10.0/10 > > **Puntos a favor**: I liked how easy it makes connecting bank accounts to apps. The whole process is pretty quick and smooth and it works with a huge number of banks which is really helpful. It saves a lot of time compared to manually entering details or verifying accounts. I also like that it feels secure and widely trusted since a lot of popular app use it. Overall it just makes financial integrations much simpler for both users and developers. > > **Puntos en contra**: One thing I didn’t like is that sometimes bank connections can break or not sync properly, especially with smaller banks. It can be a bit frustrating when data is delayed or missing and you don’t realize it right away. Also, for businesses, pricing and setup can feel a little complex depending on the use case. There are also some concerns people have around sharing financial data, even though it’s generally secure. > > My experiance with Plaid has been mostly positive. It’s a very useful platform for connecting financial data and powering apps like payments, budgeting, and investing tools. The API capabilities are pretty strong and allow companies to build advanced financial features without dealing with banks directly. That said, it’s not always perfect and sometimes requires extra handling for edge cases or connection issues. But overall it’s a reliable and widely used solution in the fintech space. ----- ### "Plaid Review" — 3.0/5 > **Blake** | *25 de marzo de 2025* | Servicios de información | Valoración de la recomendación: 8.0/10 > > **Puntos a favor**: I like how plaid that you can connect to sites via bank account super Fast > > **Puntos en contra**: I always question the privacy and security of the site being everything online is technically not 100% safe. They also had a data leak that happened kinda recently. ----- ### "Easy to use\!" — 5.0/5 > **Savannah** | *17 de marzo de 2026* | Salud, bienestar y deporte | Valoración de la recomendación: 10.0/10 > > **Puntos a favor**: This was an easy way to securely link our business bank account to the software that will take payments from customers. The process was very efficient\! > > **Puntos en contra**: We have not experienced any cons while using this to connect our bank account securely to the system that accepts payments from our customers. > > It has been a positive experience\! Our information has been kept secure while connecting us to the intended platform. ----- ### "Reliable and Powerful" — 5.0/5 > **Haley** | *19 de marzo de 2026* | Práctica médica | Valoración de la recomendación: 10.0/10 > > **Puntos a favor**: Plaid makes it incredibly easy to securely connect bank accounts to apps with fast integration and support. > > **Puntos en contra**: Some employees in my company have worried about sharing sensitive financial data however that would be an issue with many other bank connecting applications as well. > > Overall Plaid has provided a smooth and reliable way to link financial accounts and power modern financial apps. ----- Página: 1 de 6\ Siguiente: [Página siguiente](https://www.getapp.cl/software/113185/plaid?page=2) ## Enlaces - [Ver en GetApp](https://www.getapp.cl/software/113185/plaid) ## Esta página se encuentra disponible en los siguientes idiomas | Local | URL | | de | | | de-AT | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-CL | | | es-CO | | | es-MX | | | fr | | | fr-BE | | | fr-CA | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Datos estructurados